AI-powered property valuation for private lenders. Get instant ARV estimates, comp analysis, and automated valuation reports—right from your phone.
Built for fix & flip lenders who need fast, accurate valuations
Inspect properties on-site with your phone. Take photos, record condition notes, and get instant ARV estimates while standing in the property.
Get instant After-Repair Value estimates based on comps, neighborhood data, and property characteristics. AI adjusts for local market trends.
Automatically pull comparable sales from public records and MLS. See side-by-side comparisons with adjustments for size, condition, and features.
AI estimates rehab costs based on property condition, local labor rates, and material costs. Build accurate budgets before contractor bids.
For DSCR loans, estimate market rent, vacancy rates, and operating expenses. Calculate accurate DSCR before underwriting.
Generate professional valuation reports with comps, photos, and analysis. Share with borrowers, investors, or use for internal underwriting.
Get alerts when market conditions change in your lending areas. Price drops, inventory changes, or comp sales that affect your portfolio.
Track property values across your entire portfolio. See appreciation/depreciation trends and monitor collateral value in real-time.
Built by lenders, for lenders
No more $450 BPOs for every deal. Get instant valuations for $0. Use formal appraisals only for complex or high-value properties.
Screen 10 properties in the time it used to take to screen 1. Get instant ARV estimates before spending time on full underwriting.
Show borrowers comps and valuation data during property tours. Educated conversations lead to better deals and fewer unrealistic expectations.
Eliminate valuation differences between loan officers. Every team member uses the same AI model and data sources.
From property address to professional valuation report
Input address or use mobile app to scan property. Add photos, square footage, bedroom/bath count, and condition notes.
System automatically finds comparable sales, analyzes market trends, and calculates ARV based on property characteristics and local data.
Review AI's valuation, adjust comps if needed, and generate professional PDF report with photos, comps, and analysis.
How lenders use the valuator daily
Loan officer tours potential flip property with borrower. Uses mobile app to take photos, enter property details. Gets instant ARV estimate of $385K while standing in kitchen. Shows borrower comps on phone. Deal moves forward immediately instead of waiting 2 days for BPO.
Underwriter receives 15 new applications Monday morning. Runs each through valuator in 30 seconds each. Immediately identifies 3 deals with unrealistic ARV claims (20%+ over market). Focuses underwriting time on the 12 viable deals.
HQ team runs monthly portfolio valuation update. System automatically re-values all 200 collateral properties. Flags 3 properties with 10%+ value drops. Proactively addresses potential LTV issues before they become problems.
Questions credit teams and originators ask us most often
It is an AI-driven valuation engine that calculates ARV, pulls comps, estimates rehab costs, and models rental income for DSCR loans. Originators and underwriters use it to size loans and validate borrower assumptions in seconds instead of waiting days for third-party reports.
Across typical fix & flip and DSCR deals, lenders see valuations clustering close to formal appraisals and BPOs, while being available instantly and at zero incremental cost. It is ideal for screening, pricing, and ongoing monitoring of collateral values across the portfolio.
No. Most lenders use the Real Estate Valuator as a powerful first line of analysis: pre-screening deals, checking borrower ARV claims, and monitoring portfolio values. For complex, high-balance, or edge-case properties, they still order full appraisals or BPOs when required by credit policy or investors.
See how our AI valuator works with your actual deal flow